Effective Date: 31/03/2025

Introduction

Welcome to SBKConsulting.co.uk. (SBK Consulting, "we," "us," or "our"). These Terms and Conditions govern your use of our website SBKConsulting.co.uk and our services. By accessing or using our website and services, you agree to be bound by these Terms and Conditions.

2. Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you must not use our website or services. 

3. Use of Our Services

• Eligibility: You must be 18 years or older to use our services.
• Account: If you create an account, you are responsible for maintaining the confidentiality of your account information.
• Prohibited Activities: You agree not to engage in any prohibited activities, including but not limited to:
• Violating any applicable laws or regulations. 
• Interfering with or disrupting our website or services.
• Uploading or transmitting harmful code or viruses. 
• Collecting or harvesting user data without consent.

4. Intellectual Property

• Ownership: All content on our website, including text, graphics, logos, and software, is our property or the property of our licensors and is protected by intellectual property laws. 
• Limited License: We grant you a limited, non-exclusive, and non-transferable license to use our website and services for personal or business purposes. 
• Restrictions: You must not reproduce, distribute, or modify any content on our website without our express written consent.

5. User-Generated Content

• Responsibility: You are solely responsible for any content you post or submit on our website.
• License: By posting or submitting content, you grant us a non-exclusive, royalty-free, perpetual, and irrevocable license to use, reproduce, and distribute your content. 
• Moderation: We reserve the right to remove or modify any user-generated content that violates these Terms and Conditions.

6. Limitation of Liability

• Disclaimer: Our website and services are provided "as is" and "as available" without any warranties.
• Limitation: We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services. 

7. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our website or services or your violation of these Terms and Conditions. 

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United Kingdom of Great Britain and Northern Ireland. 

9. Changes to These Terms and Conditions

We may update these Terms and Conditions from time to time. We will notify you of any changes by posting the new Terms and Conditions on this page. 

10. Termination

We may terminate your access to our website or services at any time for any reason.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

• SBK Consulting
• hello@sbkconsulting.co.uk